How it works
- 01 · Log it once“netflix 15.49/mo”Or “prime 139/yr”. Monthly and yearly are built in; turn on custom intervals for weekly or every 3 months.
- 02 · It repeatsEvery cycle, on its ownEach charge lands in your ledger on its date, so your reports stay complete without retyping.
- 03 · Get a nudgeThe day beforeWith Plus, a notification lands the day before a renewal, while there's still time to cancel.
The number that matters is the yearly one
$15.49 a month feels like nothing. $185.88 a year feels like a decision. The Recurring screen shows both: what's due this month, and what every subscription together costs per year. Here's the demo ledger from our screenshots:
Why not an app that finds subscriptions for you?
Apps that detect subscriptions automatically do it by scanning your bank and card transactions, so they need your bank login. Some also offer to cancel or negotiate for you, sometimes for a fee or a share of what you save.
Pennydance makes the opposite trade. You type each subscription once, which takes a few minutes for most people, and nobody gets access to your bank. It won't cancel anything for you. It makes sure you know a renewal is coming, and you cancel with the service directly.
It also catches what bank scanners miss: a subscription paid by a partner's card, or through an app store bundle. If you pay it, you can log it.
Free vs. Plus
| Free · $0 | Plus $5.99 once | |
|---|---|---|
| Subscription list | Yes | Yes |
| Due this month, yearly total | Yes | Yes |
| Charges added to your ledger each cycle | Yes | Yes |
| Reminder the day before a renewal | — | Yes |
| Entries per month | 100 | Unlimited |
Every install starts with 3 days of everything, reminders included. No ads on any plan.
Questions
Can Pennydance cancel my subscriptions?
No. Pennydance never touches your accounts, so it cannot cancel anything. You cancel with the service itself; the reminder the day before a renewal gives you time to do it.
Does it find my subscriptions automatically?
No. Finding subscriptions automatically means reading your bank transactions, and Pennydance never asks for a bank login. You add each subscription once, which takes a few minutes for most people.
Can I track yearly, weekly or quarterly subscriptions?
Yes. Monthly and yearly are built in; type “prime 139/yr” for a yearly one. Turn on custom billing intervals in Settings for anything else, such as weekly, every 2 weeks or every 3 months.
How do I stop a free trial from turning into a charge?
Log the trial as a subscription and set its charge date to the day the trial ends. With Plus, you get a reminder the day before, while there is still time to cancel.
More answers on the home page FAQ.